Articles
Medicare news, cost updates, enrollment guidance, and practical insights.
Final Expense Insurance: What Problem Are You Really Solving?
A practical senior-focused guide to final expense insurance, who it fits, what features matter, and what to watch before buying.
Medicare Prior Authorization Reform in 2026: What Actually Changes
Medicare Advantage prior authorization rules are changing in 2026. Here is what the new timelines, denial reasons, and transparency rules mean for beneficiaries.
Medicare Drug Price Negotiation: What the New Proposed Rule Could Mean for Your Prescriptions
CMS has proposed permanent rules for Medicare drug price negotiation beginning with 2029 prices. Here is what beneficiaries should understand about Part D, Part B drugs, and what changes at the pharmacy counter.
The Medicare Part D Donut Hole Is Gone in 2026. What Replaced It?
The old Medicare Part D donut hole is gone. Here is how 2026 Part D drug costs work now, including the deductible, initial coverage stage, and annual out-of-pocket cap.
CMS Home Health and Hospice Fraud Crackdown: What Medicare Beneficiaries Should Know
CMS says it has suspended payments to hundreds of potentially phony hospices and placed nationwide moratoria on new Medicare enrollments for certain hospice, home health, and equipment suppliers. Here is what beneficiaries should check without losing access to legitimate care.
Why Hospitals Are Walking Away from Medicare Advantage Plans in 2026
Major health systems across the country are dropping Medicare Advantage contracts, forcing seniors to find new coverage or switch to Original Medicare.
The Medigap Birthday Rule: What It Is, Which States Have It, and How to Use It
Some states give Medigap enrollees a yearly window around their birthday to switch plans without medical underwriting. Here's which states have the birthday rule and how it works.
Medigap Premiums Are Surging in 2026. Here Is What Is Driving the Increases.
Medigap premiums are rising faster than they have in years, with Plan G rate increases ranging from 12% to over 26%. Here is what is behind the surge and what you can do about it.
Medicare Advantage Improvement Act of 2026: What the Bill Would Change
A bipartisan bill in Congress would overhaul how Medicare Advantage plans handle prior authorizations, claim denials, and provider payments. Here's what H.R. 8375 proposes and what it would mean for you.
Medicare Advantage Auto-Enrollment: What CMS Is Considering and Why It Matters
CMS is exploring a policy that would make Medicare Advantage the default for new beneficiaries instead of Original Medicare. Here's what the proposal involves, what it could mean for your coverage, and what to watch for.
Medicare's New GLP-1 Bridge Program: Wegovy and Zepbound for $50 a Month Starting July 2026
CMS is launching the Medicare GLP-1 Bridge on July 1, 2026. Eligible Part D beneficiaries can get Wegovy, Zepbound, or Foundayo for a flat $50 monthly copay. Here's who qualifies, how it works, and what to watch out for.
Clear Spring Health Is Exiting Medicare Advantage. Here's What Members Need to Do Before May 31.
Clear Spring Health is shutting down its Medicare Advantage plans effective May 31, 2026. If you're a member, you have a Special Enrollment Period to switch plans. Here's what's happening, what your options are, and the deadlines that matter.
2026 Medicare Costs: What Changed and What It Means
A plain-language breakdown of the 2026 Medicare costs. Part B premiums, Part A deductibles, IRMAA brackets, and the Part D out-of-pocket cap.